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Level II Credit Curriculum Courses     
understand the borrower by understanding cash flow
 
Business Cash Flow Statements and Risk Assessment
Personal Financial Statements and Risk Assessment
The Personal Cash Flow Statement and Risk Assessment
     
Target Audience
These courses are for all beginning credit analysts and lenders. They may be appropriate as a refresher for more experienced analysts and lenders.
Testing

There are four exercises per course. There is a five multiple-choice Review Quiz following each exercise. There is a Progress Check, or proficiency exam, for each course upon completion of the final Review Quiz in the course.

The individual Review Quiz scores and the Progress Check score flow into a composite performance score for the course.

Reporting
Participants and mentors receive email copies of results for each Review Quiz and for the Progress Check, which provide comprehensive details about pace and performance for each exercise in a course.
Certification
Upon successful completion of all three courses, Shockproof! Training provides a Intermediate Credit Expertise certification, which requires an average composite performance score of 80% for all courses.
 
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