$150 for non Members Click 'Available Date' to purchase
or for offline delivery
Overview
This four hour course is for anyone who needs to immediately master the basics of credit analysis – from financial statement structure and composition through ratio analysis to Uniform Credit Analysis (UCA) cash flow use and application – so that he or she can quickly and effectively identify and qualify a creditworthy prospect or borrower.
Identify and appreciate specific personal qualities necessary for business success;
Explore and identify the sources of competitive advantage and appreciate the importance of competitive advantage to sustainable business success;
Examine the composition of financial statements and understand the differences in financial statement composition and accounts by type of business organizations;
Properly calculate and interpret key performance ratios in assessing company risk;
Apply and use a quick cash flow statement - a close approximation to the Uniform Credit Analysis (UCA) cash flow statement - in assessing company performance and control of cash flow; and
Identify non-financial red flags and assess their relevance in the process of deciding whether to pursue a prospective client.
Course
Materials
Shockproof!
6 Essentials for Business
Success in Good and
Bad Times
Credit Refresher
on Distributions
and Withdrawals
Credit Refresher
on Information
Overload
Credit
Refresher on Information
Oversight
Financial Statements for Sweet Feet
Financial Statements for Fresno Properties, LLC
Financial Statements for Concord Printing, Inc.
Preliminary Financial Statements for Total Coverage, Inc.
Audio excerpts from Initial Call on Larry Crevin, CEO of Total Coverage, Inc.
Audio excerpts from Follow-up Call on Larry Crevin, CEO of Total Coverage, Inc.
Written Exercise Set
Online Review Quizzes
Written and Audio Solution Set
Online Credit Skills Proficiency Exam
Upon
Completion
Participants who successfully complete the workshop, including completion of all review quizzes and the final proficiency exam, will be able to:
Understand the comments and responses during calls or interviews that imply specific personal qualities necessary to succeed in business;
Understand comments and responses during calls or interviews that identify sources of competitive advantage and signal the company’s prospects for maintaining those advantages;
Understand the composition of financial statements and their likely variance from one business organization to another, including the existence or absence of income tax accounts;
Quickly calculate key financial performance ratios, including adjustments for distributions and withdrawals, and properly interpret their messages about risk and shifts in risk profile;
Understand the differences between net income plus depreciation as a proxy for cash flow and actual cash flow, reflected in a shadow UCA cash flow statement, as well as master the construction and use of a quick cash flow estimate in assessing company risk and identifying borrowing causes; and
Understand relevant non-financial red flags and assess their significance to borrower risk in the process of using hard and soft data analysis to determine the next steps for a prospective borrower.
How
to Order
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