DeliverShockproof! Training Yourself, and upcoming events
Credit
Analytics
Self-Study $150
Online Classroom (Webinar Instructor) $195
essential tools for solving the credit puzzle
Target
Audience
This course is for analysts and lenders with intermediate credit experience, skills, or knowledge who need to quickly and effectively renew or enhance their analytical tools and techniques in properly assessing credit quality and reaching a credit decision.
Appreciate specific personal qualities necessary for business success, and understand the importance of competitive advantage to sustainable success in running a business;
Understand the process of converting reported profit to business profit and the importance of doing so in assessing risk;
Determine whether the sum of distributions and loans to shareholders exceed the implied personal income tax on company profit, and, if so understand the implications in assessing risk;
Apply and use a quick cash flow methodology to help identify borrowing causes and financing requirements;
Estimate debt capacity in assessing performance and the resulting prospects for proper debt service; and
Identify non-financial red flags and assess their relevance to future financial and cash flow performance.
Course
Materials
Shockproof!
6 Essentials for Business
Success in Good and
Bad Times
Credit Refresher
on “Distributions and Income Taxes”
Credit Refresher
on “Accounting Profit and Business Profit”
Credit
Refresher on “Sales Growth and Borrowing Causes”
Credit
Refresher on “A Cash Flow Snapshot”
2005 Preliminary Financial Statements for Total Coverage, Inc.
Initial
Call on Larry Crevin,
CEO of Total Coverage,
Inc.
Follow-up
Call on Larry Crevin,
CEO of Total Coverage,
Inc.
Exercise
Set (downloaded from Shockproof! Training
website)
Online
Review Quizzes
Solution
Set (downloaded from Shockproof! Training
website)
Access
to the Shockproof!
Training Resource
Center
Inclusion
in the Shockproof!
Training Discussion
Forum
Online
Credit Skills Proficiency
Exam
Upon
Completion
Participants who successfully
complete the workshop will
be able to:
Appreciate specific personal qualities necessary for business success, and understand the importance of competitive advantage to sustainable success in running a business;
Understand the process of converting reported profit to business profit and the importance of doing so in assessing risk;
Determine whether the sum of distributions and loans to shareholders exceed the implied personal income tax on company profit, and, if so understand the implications in assessing risk.
Apply and use a quick cash flow methodology to help identify borrowing causes and financing requirements;
Estimate a company’s debt capacity, understand the resulting prospects for proper debt service, identify non-financial red flags and assess their relevance to future financial and cash flow performance; and
Determine whether a prospect or borrower meets the lender’s underwriting standards, as well as identify any remaining issues that must be resolved prior to reaching a credit decision.
How
to Order
Click the "Add to Cart" icon to purchase Shockproof!
Training products. Or Contact
Us for a personalized review of your credit
training needs.