greater of $300 per participant per day or
fixed daily fee
Overview
This one-day seminar is for all junior credit analysts and lenders who would like to fully understand the step-by-step construction of the Uniform Credit Analysis (UCA) cash flow statement and the subsequent interpretation, use, and application of UCA cash flow statements in identifying borrowing causes, cash sources of debt repayment, financing requirements, and sources of financing to meet cash shortfalls. The seminar may be appropriate as a refresher for more experienced analysts and lenders.
Provide a clear understanding of the structure, composition, and analytical importance of the Uniform Credit Analysis (UCA) cash flow statement;
Examine the process of manually constructing the UCA cash flow statement from income statement and balance sheet information;
Identify the impact of distributions, related party transactions, and shareholder loans in providing or draining cash from a business;
Identify the borrowing causes that explain a deficit at cash flow from business operations;
Identify the amount of outside cash required by the prospect or borrower to run all dimensions of the business; and
Identify the source of outside financing used to meet the financing requirement.
Seminar
Materials
Credit Refresher on Distributions and Income Taxes
Credit Refresher on Shareholder Loans and Cash Flow
Credit Refresher on The ABCs of Cash Flow
Financial Statements for Sandover Contractors, Inc.
Financial Statements for Information Access, Inc.
Projected Financial Statements for Information Access, Inc.
Exercises
Solutions
Optional Online Proficiency Exam
Upon
Completion
Participants who closely follow the instructor’s presentation and carefully review the written solutions will be able to:
Properly construct a business cash flow statement and identify a borrower’s cash surplus or deficit from business operations after paying interest expense and repaying debt as scheduled;
Understand the differences and similarities between the FASB 95 statements of cash flows, a modified Uniform Credit Analysis (UCA) statement of cash flows, and the full UCA cash flow statement;
Understand how to use business cash flow statements to identify the sources of cash to pay interest and repay debt as scheduled;
Understand how to use business cash flow statements to suggest and identify borrowing causes;
Understand how to assess movements in the Business Drivers in explaining and verifying borrowing causes; and
Understand how to use and apply business cash flow statements in identifying the amount and source of outside financing required to meet cash flow deficits.
Contact Us for information about scheduling an on-site Seminar.
Shopping Cart
