This course is for all analysts and lenders who require advanced credit analysis tool and techniques in assessing risk, identifying useful covenants, and establishing loan structure.
Identify the most useful financial risk indicators in providing unambiguous signals about the status and shirts in a company’s profitability and cash flow from business operations;
Using specific measures of profitability and cash flow, establish a company’s position on the Risk Grid and track shifts in the risk profile from period to period between the prosperity, operational illness, strategic illness, and terminal illness quadrants;
Review an array of non-financial red flags and determine the best sources of information for each non-financial red flag;
Assess the likely impact on company profitability and cash flow from business operations from the emergence of specific non-financial red flags;
Examine a range of possible loan covenants that may be useful in mitigating the risk from the emergence of specific non-financial red flags; and
Weigh the relative impact of financial and non-financial red flags and risk indicators in establishing the risk profile of a company and tracking shifts in that profile.
Course
Materials
Note on Key Ratios
and Risk Assessment
Financial Statements for
Benson Manufacturing,
Inc.
Loan
Officer Summary for Benson
Manufacturing, Inc.
Loan
Officer Memorandum for
Benson Manufacturing,
Inc.
Financial Statements
for Sandover Contractors,
Inc.
Loan
Officer Summary for Sandover
Contractors, Inc.
Loan
Officer Memorandum for
Sandover Contractors,
Inc.
Written Exercise Set
Online Review Quizzes
Written and Audio Solution Set
Online Credit Skills Proficiency Exam
Upon
Completion
Participants who successfully complete the workshop, including completion of all review quizzes and the final proficiency exam, will be able to:
Understand the purpose and intent of a range of financial risk indicators and understand the benefits and limitations of these financial risk indictors in helping to establish the risk profile of a borrower;
Understand the central role of the Business Drivers in reflecting fundamental business activities;
Understand the differences between Business Driver and Risk Assessment financial risk indicators and identify the most useful Business Drivers and Risk Assessment financial risk indicators in providing unambiguous signals about shifts in borrower risk and debt service prospects;
Use and apply a risk grid for quickly assessing the status and shifts in a borrower’s risk profile;
Understand the most useful sources of information about the existence and severity of non-financial red flags and track the impact of their emergence on a company’s ability to properly service its interest-bearing debt; and
Understand appropriate loan covenants that may help mitigate the impact of specific non-financial red flags should they emerge.
How
to Order
Click the "Add to Cart" icon to purchase Shockproof!
Training products. Or Contact
Us for a personalized review of your credit
training needs.
Shopping Cart
